We just finished a panel house in Brabant in The Netherlands. Stucco everywhere, with some touches of wood.
Of course behind the stucco is wood again, and the load bearing structure is all wood. We like this combination of white modern stucco and traditional larch. Zero maintenance!
With some left-over larch from the outside, the owner asked us to decorate some parts of the inside. Not a problem, we are flexible and we can change last-minute.